Companies × risks
Mitsubishi UFJ Financial
MUFG deploys third-party GenAI at scale through ChatGPT Enterprise and builds AI applications using Amazon Bedrock, supported by major cloud partnerships (AWS, Databricks). It also develops specialised ML models for internal banking workflows, though key GenAI capabilities are largely partner-supplied.
We reviewed 5 public documents from Mitsubishi UFJ Financial and found it acknowledges 3 of 24 AI risks, including discrimination and loss of privacy.
Sector: Finance and Insurance
Roles: AI deployer
AI risks Mitsubishi UFJ Financial acknowledges
- Discrimination: “issues of fairness that must be avoided when having AI make decisions, as AI may judge based on the gender, race, or other personal attributes of the subjects involved” (MUFG Human Rights Report 2024)
- Loss of privacy: “we recognize the risks associated with the inappropriate use of AI, such as information leaks” (Announcement of the MUFG AI Policy)
- False information: “we recognize the risks associated with the inappropriate use of AI, such as... the spread of misinformation, and causing misunderstanding” (Announcement of the MUFG AI Policy)
Documents we reviewed
- MUFG AI Policy (Corporate policy, 2026)
- Announcement of the MUFG AI Policy (AI overview & principles, 2025)
- MUFG Human Rights Report 2024 (Corporate policy, 2024)
- MUFG Sustainability Highlights 2025 -Addressing Priority Issues (ESG report, 2025)
- MUFG - 2025 Annual Report Form 20-F (Annual report, 2025)