Artificial Intelligence Scam Prevention Act

• Authority: United States Congress
• Parent authority: Federal government
• Jurisdiction: United States
• Collections: U.S. federal laws
• Most recent activity: Proposed
• Most recent activity date: 2025-12-16

Risk subdomain coverage

Good coverage — Comprehensive governance measures or mitigations with clear procedures relating to the risk subdomain are explicitly described.

• Fraud, scams, and targeted manipulation
• Lack of transparency or interpretability

Minimal coverage — Brief mention but no specific mitigations, recommendations or governance measures relating to the risk subdomain are described.

• False or misleading information
• Disinformation, surveillance, and influence at scale
• Governance failure
• AI possessing dangerous capabilities

All other risk subdomains had no coverage in this document.

Risk Coverage Summary

The document has good coverage of approximately 4-5 subdomains, with strong focus on malicious actors using AI for fraud and scams (4.3), some coverage of disinformation and manipulation (4.1), false information through deepfakes (3.1), dangerous AI capabilities (7.2), and lack of transparency requiring disclosure (7.4). Coverage is concentrated in the malicious actors domain.

Sector coverage

Good coverage — Comprehensive governance measures or mitigations with clear procedures relating to the sector are explicitly described.

• Information
• Professional & Technical Services

Minimal coverage — Brief mention but no specific mitigations, recommendations or governance measures relating to the sector are described.

• Trade, Transportation & Utilities
• Finance & Insurance
• Public Administration (excl. National Security)

All other sectors had no coverage in this document.

Sectors Summary

The document primarily governs AI use in the Information sector (telecommunications, text messaging services), with additional governance of Professional and Technical Services (telemarketing), Trade, Transportation and Utilities (retail gift card sales), and Finance and Insurance (wire-transfer services). The focus is on preventing AI-enabled fraud across these consumer-facing sectors.

Legislative Status

Hard Law

Legislative Status Summary

This is a binding legislative act from the United States Congress establishing unlawful conduct with mandatory enforcement by the FTC, using mandatory language ('shall', 'unlawful'), and providing for penalties under the Federal Trade Commission Act.

Actors

Proposer

• Entity Types: AI_Governance_Actor
• Entities: United States Congress; Senate and House of Representatives of the United States of America
• Summary: The document is explicitly proposed by the United States Congress, as stated in the enacting clause. It is a bill to be enacted by the Senate and House of Representatives.

Target

• Entity Types: AI_Developer, AI_Deployer, AI_User
• Entities: telemarketers; voice over internet protocol service providers; telecommunications service providers; retailers; wire-transfer services; financial services companies
• Summary: The document targets any person who uses AI to commit fraud through impersonation, as well as telemarketers and telecommunications providers who use AI in communications. It also applies to retailers, wire-transfer services, and financial institutions through the advisory group provisions.

Enforcer

• Entity Types: AI_Governance_Actor
• Entities: Federal Trade Commission (FTC); Federal Communications Commission (FCC); Attorney General
• Summary: The FTC is explicitly designated as the primary enforcement authority, with powers under the Federal Trade Commission Act. The FCC has enforcement authority for communications regulations. The Attorney General is mentioned in consultation roles.

Monitor

• Entity Types: AI_Governance_Actor
• Entities: Federal Trade Commission (FTC); Federal Communications Commission (FCC); Artificial Intelligence Scams Advisory Group; Attorney General; Secretary of the Treasury; Director of the Consumer Financial Protection Bureau
• Summary: The FTC is required to submit annual reports on AI-enabled scams and update its web portal. The AI Scams Advisory Group, composed of multiple federal agencies and industry representatives, is established to monitor scams and provide recommendations. The FCC reports on robocalls and shares information.

AI Lifecycle Stages

Lifecycle stages covered by the documents, as defined in the OECD Framework for the Classification of AI Systems

• Deploy
• Operate and Monitor

AI Lifecycle Summary

The document focuses primarily on the deployment and operational monitoring stages of AI systems. It regulates the use of deployed AI systems in telemarketing and communications, requiring disclosure when AI is used to emulate humans. It establishes monitoring mechanisms through reporting requirements and an advisory group.

Technical Scope

Terms relating to technical scope that are mentioned or implicitly referenced in the document

• AI Systems
• Generative AI

Technical Scope Summary

The document mentions AI systems and artificial intelligence broadly, with specific references to voice cloning, deepfakes, and chatbots. It does not mention frontier AI, general purpose AI, foundation models, or compute thresholds. The focus is on AI applications for voice and image replication used in scams.