HOME Act of 2024, Sec. 7 (Identification of Unfair Screening Practices)

• Authority: United States Congress
• Parent authority: Federal government
• Jurisdiction: United States
• Collections: U.S. federal laws
• Most recent activity: Defunct
• Most recent activity date: 2025-01-03

Risk subdomain coverage

Minimal coverage — Brief mention but no specific mitigations, recommendations or governance measures relating to the risk subdomain are described.

• Unfair discrimination and misrepresentation
• Unequal performance across groups
• Compromise of privacy
• Lack of transparency or interpretability

All other risk subdomains had no coverage in this document.

Risk Coverage Summary

The document has minimal coverage of 2-3 subdomains, with focus on unfair discrimination (1.1) and privacy concerns (2.1) related to tenant screening algorithms. Coverage is limited as the document establishes an information collection program rather than implementing specific risk mitigations.

Sector coverage

Good coverage — Comprehensive governance measures or mitigations with clear procedures relating to the sector are explicitly described.

• Real Estate, Rental & Leasing

Minimal coverage — Brief mention but no specific mitigations, recommendations or governance measures relating to the sector are described.

• Professional & Technical Services

All other sectors had no coverage in this document.

Sectors Summary

The document primarily governs the Real Estate and Rental and Leasing sector, specifically addressing algorithmic tenant screening practices by landlords and property management companies. It also has regulatory implications for Professional and Technical Services that may provide screening algorithms.

Legislative Status

Hard Law

Legislative Status Summary

This is a binding legislative provision from a Congressional Act that mandates federal agencies to carry out specific programs and reporting requirements using mandatory language.

Actors

Proposer

• Entity Types: AI_Governance_Actor
• Entities: United States Congress
• Summary: The document is identified as a section of an Act of Congress, indicating that Congress is the proposing authority for this governance instrument.

Target

• Entity Types: AI_Deployer, Affected_Stakeholder
• Entities: landlords; property management companies; applicants and tenants of rental housing
• Summary: The document targets entities using algorithms and screening practices in rental housing, specifically landlords and property management companies, as well as the applicants and tenants affected by these practices.

Enforcer

• Entity Types: AI_Governance_Actor
• Entities: The Secretary; Federal Trade Commission; Bureau of Consumer Financial Protection
• Summary: Three federal agencies are explicitly designated to jointly carry out the information collection program and reporting requirements.

Monitor

• Entity Types: AI_Governance_Actor
• Entities: The Secretary; Federal Trade Commission; Bureau of Consumer Financial Protection; Congress
• Summary: The same three federal agencies are responsible for monitoring through information collection, with Congress receiving annual reports for oversight purposes.

AI Lifecycle Stages

Lifecycle stages covered by the documents, as defined in the OECD Framework for the Classification of AI Systems

• Collect and Process Data
• Deploy
• Operate and Monitor

AI Lifecycle Summary

The document primarily addresses the Deploy and Operate and Monitor stages of the AI lifecycle, focusing on the use of algorithms in tenant screening practices and the ongoing collection of information about these deployed systems. There is minimal coverage of earlier lifecycle stages.

Technical Scope

Terms relating to technical scope that are mentioned or implicitly referenced in the document

• Task-specific AI

Technical Scope Summary

The document explicitly mentions algorithms used in tenant screening but does not specify particular AI model types, system architectures, or technical thresholds. The focus is on the application domain (rental housing screening) rather than technical AI classifications.